Home care costs in Berkshire: a guide for families
How much does home care cost per hour, and what funding is available? A plain-English guide for families arranging care across Berkshire.
How much does home care cost per hour?
Home care in Berkshire typically costs between £20 and £30 per hour for a visiting carer, depending on the level of support needed and the time of day. Visits from 15 minutes are available, which means a short welfare check can cost from around £5 to £8, while a full hour of personal care and companionship costs the full hourly rate.
Live-in care is usually quoted as a weekly rate, typically between £1,000 and £1,600 per week for a single person. For couples, the weekly rate is often similar, which makes live-in care significantly cheaper than two care home places.
Is home care cheaper than a care home?
It depends on the level of care needed and whether you're comparing for one person or a couple. For someone needing occasional visits, home care is almost always cheaper. For someone needing round-the-clock support, the costs are closer, but for couples, live-in care at home is often significantly cheaper than two care home places.
The bigger question is often about outcomes, not just cost. Home care keeps your loved one in familiar surroundings, with consistent carers and their own routine. For many families, that's worth the same or more than the cost difference.
Who pays for home care?
Home care can be paid for privately, by the local council, or through a combination. If your loved one has savings above the council threshold (currently £23,250 in England), they'll likely need to self-fund. If savings are below the threshold, the council may contribute after a financial assessment.
Many people miss benefits they're entitled to, like Attendance Allowance (for people over 66) or Personal Independence Payment. These are not means-tested and can make a real difference to affordability. We can help you understand what might be available.
Can you get home care for free?
Free home care is rare but possible. NHS Continuing Healthcare is a fully funded package for people with complex health needs, and it's not means-tested. The council may also fully fund care for people with eligible needs and very low savings. Direct payments let you receive council funding and choose your own provider, including Apex.
The honest answer is that most families pay something towards care, but the amount varies widely. A conversation with our team and a look at your funding options is the best place to start.
Questions about care costs?
Our team can talk you through costs, funding and what might be available for your family. Call us, it's free, and there's no pressure.
